uber driver Millions of people around the globe use Uber in their daily commute. Uber, the biggest ride-sharing company in the world has without a doubt changed the ways with which people conveniently transit. According to statistics, the majority of people who use Uber as their preferred means of transport said that they feel safe while using the ride-sharing giant, compared to other means such as public transportation. But even so, having professionally established their business does not guarantee perfect road safety. Drivers are still human and accidents can happen at any time. There have been numerous cases of road accidents caused by Uber drivers, leaving many victims with serious injuries or worse. If you have been injured in an accident, it’s advisable to get in touch with a Sugar Land Uber accident lawyer to get your claim process started.

If you were part of an Uber accident in Sugar Land, you may have a number of questions on how to address your case. You may be wondering how to file a claim for your damages, or if you should accept Uber’s offer of compensation. You may be at a crossroads, and unsure whether you would sue the driver directly or the Uber corporation for the accident. A skilled personal injury lawyer with experience litigating Uber accidents can help address your questions and fears.

Who should be Held Liable for the Collision?

Obviously, an Uber passenger is unlikely to be held responsible for an accident. But even so, it is your obligation to ensure that you prove what led to the accident in order to hold the responsible party liable for all your damages and injuries. One way to hold the driver liable for the accident is to show how they drove carelessly or without concern for other road users. This can be done by speeding or driving while distracted. In many ways, a Police Report will help in explaining who was at fault and why.

Many believe that you can also sue the Uber Corporation for your injuries. While Uber does insure its drivers while they are on the clock, you cannot sue the company directly. The company’s drivers are technically independent contractors and not employees, and the actions of the drivers cannot necessarily be attributed to the company as a whole. However, Uber does have both the legal and financial responsibility to defend any lawsuit filed against their employees while on the job. For this reason, you will have to talk to a local lawyer with a proven track record to ensure that the Uber insurance company properly evaluates your claim for injuries.

How much is Available for Compensation for an Uber Accident?

The law in Sugar Land and throughout Texas requires Uber to insure each of their drivers for damages up to one million dollars while they are on the job and giving a ride. If the app is on, but they are not currently transporting anyone, their insurance must be at least fifty thousand dollars. However, this amount covers up to the amount of damages incurred by the driver. Even so, your local lawyer can help you make an appropriate evaluation of the value of your case and the amount of compensation you may receive. This will take account of:

  • Past & future medical expenses
  • Costs of home care services related to your injury
  • Loss of income earning capacity
  • Lost wages
  • Pain and suffering
  • Physical Impairment

You cannot know the total value of your Uber accident claims until all the above factors are evaluated and fully explored. All these areas of damages will give you an accurate account of the value of your claim.

Which Insurance Company Will Pay for My Damages?

One important thing to note in an Uber accident is that you may be compensated by three insurance companies. They are:

  • Your personal insurance coverage
  • Uber’s auto-insurance coverage
  • The other driver’s insurance coverage

However, you are most likely not going to receive any compensation from your insurance coverage if the other two can be held liable and have appropriate insurance. In such a case, it is good to seek a consultation with your qualified Sugar Land Uber accident lawyer on how to address your claims. Below are some guidelines to help you determine which insurance company will pay for your injuries:

  • Uber’s insurance coverage (the $1 million insurance policy) will cover you if the Uber driver was en route to pick a passenger or was carrying one in the ride-sharing service.
  • If someone else apart from the Uber’s driver causes the accident while you are on-board, the at-fault person’s insurance coverage will cover you, as well as the Uber’s uninsured/underinsured insurance policy if the other driver does not have adequate insurance.
  • If the Uber driver was out on personal errands at the time of the accident, their personal insurance policies will cover you.
  • If the Uber driver does not have personal insurance and was driving on a personal errand, your own uninsured motorist coverage would apply.

Call Our Sugar Land Uber Accident Lawyers Today

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Getting a just and fair compensation from the Uber driver or their insurance company is not easy, especially when you go at it alone. To avoid an unfair compensation offer, you should consider a free consultation with one of our Sugar Land Uber accident lawyers. Our firm works on a contingency fee, which means we don’t get paid until you get paid. Most importantly, ensure that you receive the justice you deserve.