Car Accident Lawyer in Houston

Finding yourself in a car accident on Houston highways or streets can be a major turning point in life. It can subject you to significant setbacks, from possibly sustaining devastating physical injuries to the high medical costs you may incur. In many cases, motor vehicle collisions are resolved through the respective insurance companies. However, before accepting any settlement deal from the insurance company of the negligent party, you should remember that their aim is to pay as little as possible for your claim that you will accept. For this reason, it is advisable to consult a Houston car accident lawyer to guide you with your legal claim.

If you or a loved one has been involved in an auto accident, and you are not at fault for the crash, you are eligible for filing a lawsuit for the damages you’ve incurred. Loss of wages, medical bills, and your pain and suffering are all factors that ought to be taken into account if the proper channels are followed. Unfortunately, not everyone can personally file an automobile accident case. The process is long and tedious, and many claimants are uncomfortable with representing themselves in court. This can be a stressful and frustrating task for car accident victims seeking compensation in Houston, making it important to consult with an experienced Houston personal injury lawyer as soon as possible.

Advantages of Having Legal Representation when Negotiating with an Insurance Company

When you are involved in a car accident, the insurance company representing the negligent driver will usually contact you immediately. They may offer you a settlement amount to discourage you from pursuing a lawsuit against the defendant and convince you to accept their offer as quickly as possible. The aim is to have you accept their terms without considering the true value of your case.

However, the majority of these offers are below the standard value for these cases. If you accept their offer, you may end up with more debt than you had before the collision. Fortunately, a Houston car accident attorney can assist you in this situation. Our experienced lawyers can properly assess what a fair settlement would be. With our legal representation, the insurance company will find it difficult to persuade you into accepting their low settlement offers.

Once the insurance company is aware that you have legal representation, they will likely increase the amount offered to discourage your lawyer from filing a lawsuit in court. This is why it is important to have a skilled attorney who can negotiate on your behalf to ensure you receive the compensation you deserve.

What Tactics Do Car Insurance Companies Use to Avoid Fair Settlements?

Most car insurance companies prioritize their own profits over your well-being, which means they will try to save as much money as possible on your claim. They will typically use a variety of tactics to avoid paying you the full amount you deserve under their policies. This can be frustrating, especially if you are struggling with medical bills and lost income from the accident. A knowledgeable attorney can help you get the medical treatment you need without facing overwhelming debt.

With our experienced Houston lawyers by your side, you can watch out for any signs of wrongdoing from the insurance company after a car wreck. Here are a few examples of the tactics they might use to avoid a fair settlement:

Offering Less Money

After a car accident, an adjuster from the insurance company will evaluate your claim. However, adjusters are employees of the insurance company and may try to minimize the amount of compensation you receive. They may offer you a settlement that is far less than what you are entitled to. With the help of an attorney, you can determine the appropriate value of your claim and negotiate for a fair settlement.

Delaying Payments

Insurance companies may promise to make prompt payments but then delay sending the check for weeks or even months. This can cause financial strain, especially when you need the money to pay for medical bills and other expenses. An attorney can help speed up the payment process by communicating with the insurance company and, if necessary, filing a bad faith insurance claim if the insurer fails to make timely payments.

Which Car Accident Injuries Qualify for Compensation in Houston?

Unfortunately, not all types of injuries sustained from a car accident qualify for compensation. For example, minor injuries that require no medical attention may not be eligible for compensation.

However, severe injuries that may put your life or future at risk are open for much higher compensation. Compensable catastrophic injuries include:

• Spinal cord damage
• Bone fractures
• Concussions
• Traumatic brain injuries
• Loss of limbs
• Neck injuries
• Burns
• Total paralysis

The amount of compensation is not set by any government entity, but by a jury of your peers, and is based on the evidence provided. It is for this reason that many claimants in Houston recognize the benefit of hiring a motor vehicle collision lawyer to obtain a reasonable settlement.

Key Factors Considered when Determining the Value of a Settlement

Every car accident that occurs in Houston is treated as a unique case and settlement value for each crash will depend on several factors, which a lawyer can help you review. Some of these factors include:

• Extent of damage to each car
• Extent of injuries sustained
• Road worthiness of vehicles involved
• Credibility of drivers
• Severity of injuries (whether temporary or permanent)
• Witness testimony

Speak with a Houston Car Accident Attorney Today

A Houston car accident lawyer understands the stress you have been subjected to after the collision. We are ready to help you get back to your normal life by advocating for your rightful compensation. Contact our office today for a free consultation.