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Using Uber and Lyft makes getting around convenient, but when you’re involved in an accident with these services, things can quickly go from convenient to confusing. Not only can a rideshare accident leave you with serious injuries, but understanding how insurance coverage works in these situations and who can be held liable can make things even more stressful.
At Lone Star Injury Attorneys, our Harlingen rideshare accident lawyers have nearly two decades of combined experience protecting the rights of injured car accident victims. We know how to pursue cases for maximum compensation and won’t settle for less.
If you were injured in an accident involving a rideshare driver, we can help you understand your rights and ensure the right party is held accountable. Get in touch with one of our Harlingen car accident lawyers today for assistance.
How a Rideshare Accident Lawyer Can Help Your Case
Rideshare accidents tend to be complicated because they do not follow the same rules as standard crashes. The matter of insurance alone can make things more difficult because which insurance coverage applies will depend on the driver’s status in the rideshare app.
The rideshare driver and the rideshare company might also have two different explanations about what happened in an attempt to avoid fault. If there were any other drivers involved, questions about their liability and insurance coverage could also come into play.
A Harlingen personal injury lawyer can help you make sense of the chaos and confusion by:
- Clarifying insurance coverage: Our team can determine which insurance policy should apply by reviewing the driver’s status in the app at the time of the crash. This is important as coverage can change depending on whether they were waiting for a request or transporting a passenger.
- Establishing fault: A lawyer will determine who is at fault by reviewing police reports, speaking with witnesses, reviewing app activity, and collecting photo or video evidence that shows how the crash happened.
- Managing insurer communications: Insurance companies often reach out quickly, sometimes before the full extent of injuries is clear. We can handle those conversations for you to prevent pressure to accept an offer that does not reflect the true cost of your damages.
- Documenting injuries properly: We make sure your injuries are fully documented so that your claim reflects what you are actually experiencing, including treatment needs that may not become clear until weeks or months after the crash.
When your claim is prepared the right way, it becomes much harder for insurers to downplay your situation and what you are dealing with. Our Harlingen rideshare accident attorneys know how to present a strong case that can help you recover compensation that accurately reflects your injuries and losses.
For a free legal consultation with a rideshare accident lawyer serving Harlingen, call (713) 429-0711
What Kind of Compensation Can You Recover After a Rideshare Accident in Harlingen?
The compensation available to you will depend on factors such as the severity of your injuries and how the crash has impacted your daily life. That said, the most common damages available in rideshare accident claims include the following:
- Medical treatment and future care needs
- Lost income or reduced earning ability
- Pain and suffering
- Property damage
- Long-term physical limitations
- Emotional hardship
- Loss of enjoyment of life
Keep in mind that insurance companies will often attempt to downplay these losses or push for early settlements that do not reflect your actual needs. Our rideshare accident lawyers in Harlingen can protect your rights and help provide the proof you need in a Harlingen car accident case so you can pursue the maximum compensation allowed under Texas law.
Harlingen Rideshare Accident Lawyer Near Me (713) 429-0711
Liability and Insurance Coverage in Rideshare Accident Cases
Unlike your average car accident, liability in rideshare cases typically depends on what the driver was doing at the time of the collision, as different insurance rules apply at different stages of a rideshare trip.
Texas law, including Insurance Code 1954.052, requires rideshare companies to carry insurance coverage, but that coverage does not automatically apply in every case. The policy that applies can change based on what the rideshare driver was doing at the time of the accident.
The Rideshare Driver or Company
If the rideshare driver caused the crash, insurance coverage will depend on the driver’s status in the app at the time of the crash. If the driver was not logged in, the claim is usually handled through the driver’s personal auto insurance.
If the driver was logged into the app but had not yet accepted a ride, limited rideshare coverage may apply, often in combination with the driver’s personal policy. Once a ride is accepted or a passenger is being transported, the rideshare company’s commercial policy typically becomes the primary source of coverage.
Another Driver
If the crash is caused by another motorist entirely, the claim will likely move through that driver’s insurance. However, these cases can still become complicated, especially when drivers dispute fault or insurers seek to minimize their involvement. A rideshare accident attorney in Harlingen can help keep things like this from negatively impacting your claim.
Shared Responsibility
Some rideshare crashes can involve mistakes that are made by more than one driver. When fault is shared, compensation could come from multiple insurance policies. This makes it essential to identify how responsibility is divided and which insurers are required to contribute.
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Connect With a Rideshare Accident Attorney in Harlingen
At Lone Star Injury Attorneys, we focus on understanding the details of the crash early and determining how insurance coverage applies. Each case is handled by an attorney suited to the issues involved, and our team manages communication so you are not dealing with insurers directly.
Our goal is to set the Gold Standard in Personal Injury™ by treating each case with care, good preparation, and follow-through. When you are ready to talk through what happened and file a car accident case in Harlingen, we’re here to help.
Call or text (713) 429-0711 or complete a Free Case Evaluation form