Statistics show that most car accident cases in Texas don’t go to trial. Instead, they are settled with insurance companies. This is usually the case when both parties don’t want to spend a lot of time and money going through the time-consuming, expensive, and complex Texas court systems. However, that does not mean you must settle your case with insurance companies. If you feel the settlement offers made do not reflect the actual worth of your claim, there is always the option of proceeding to trial.
If you were in a car crash that you strongly believe was avoidable, but for negligence, it is high time you discussed your case with a qualified car accident attorney. Settling a Fort Bend County car accident case may seem to be an easy affair, but the truth is that it can be challenging, more so if you don’t speak with an experienced attorney. At Lone Star Injury Attorneys, we help auto wreck victims in the Texas area make the best out of their cases by passionately representing them throughout the entire process.
Tips on Resolving a Car Collision Case with Insurance Companies
Before you decide to go to court for compensation, you will initially try to negotiate a settlement with insurance companies. It could be the other party’s insurance company or yours if they are uninsured or underinsured. Regardless, the settlement process is usually the same. Also, you should get prepared because there are some crucial steps you must take to increase your chances of monetary recovery. The following tips from our seasoned attorneys will help you when resolving a Fort Bend County vehicular crash case with insurance companies:
Document Everything
Before you begin the settlement process, you must prepare all the necessary documents. Immediately you are in an accident, we recommend that you document your treatment and recovery journey. Have your physician record testimonials regarding your injuries and their link to the accident. Also, collect police reports and eyewitness accounts of the accident. These documents will be necessary for proving your claim with insurance adjusters. Ensure you notify your insurance company about the accident, otherwise, you are likely to hurt your case.
Turn Down the Initial Offer
A few days after reporting your accident, an insurance adjuster will most likely contact you with an initial settlement offer. This is great news, but you shouldn’t be overly excited about the numbers offered. Usually, the first offer is meant to open negotiation channels and not necessarily close the case. Given your desperation for compensation, you may accept the offer, which you should not. The proposal does not reflect your rightful amount, and as such, turning it down is the best decision you can make. This opens a leeway for back-and-forth negotiations until a mutual agreement is reached.
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Negotiate Aggressively
After the initial settlement offer is made, it is time to put your best foot forward and negotiate a better offer. At this point, you will be dealing with experienced insurance adjusters who may use any opportunity that arises to discredit your claim or lower the value of your claim. Aggressively highlight the severity of injuries suffered, and reiterate your innocence. This is where you need confidence and patience. You must aggressively protect your interests and demand your rightful settlement. Reporting your accident and preparing necessary documents is half of the battle. The rest is how you present your case and how far you go in fighting for maximum settlement.
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Retain a Trusted Attorney
Honestly speaking, without sounding all doom and gloom, you are likely to be no match for insurance companies when negotiating a settlement. While you face them on your own, they already have expert teams ready to protect their business interests at all costs, even if it means denying your claim. The best way to level the playing field is to retain a skilled and trusted car collision attorney in Fort Bend County. An experienced attorney knows when a deal is fair, and since most attorneys collect legal fees only when the plaintiff is compensated, they will do everything humanly possible to recover maximum settlement.
Our Fort Bend County Auto Crash Attorneys Are Happy to Guide You Regarding Settlements
Settling a Fort Bend County car accident case is not a one-day event, but rather a process. You must put in the work before you enjoy the results. Our attorneys are ready to help you settle your car accident case as soon as possible so you can go back to your normal life. Discuss your case for free at a place of your convenience by calling us today.
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