Filing a car accident case in Texas City is not a simple walk in the park. The process involves a series of steps that must be fulfilled before you start thinking of compensation. Essentially, an experienced car accident lawyer in Texas City will guide you on what to do to protect your rights.
At Lone Star Injury Attorneys, we step in to help car accident victims get the justice they are entitled to. We guide you on what to do and the mistakes to avoid.
The most critical steps our attorneys help with when filing an auto wreck case are:
Discovering Fault
Discovering liability in an auto wreck may seem simple at first. But with multiple parties in the picture, it may be difficult to accurately point fingers without proper investigations. Therefore, your first task is to identify all parties that contributed to your accident and injuries.
Obviously, there may be more than one party involved. So, to conclusively discover each party’s contribution to the crash, you must first apply the elements of negligence in your case by showing that a duty of care existed, but the duty was breached, and as a result, you suffered injuries and damages.
Fault in an auto wreck may involve the vehicle manufacturer, vehicle owner, and individual driver, among other parties. A Texas City personal injury lawyer can help identify parties who may be at-fault for your accident.
Evaluating Insurance Policies
Among the first things you should do after an auto wreck is retain the insurance information of all the parties involved, regardless of fault. Remember, you are likely to file a claim with insurers first if eligible for compensation. Therefore, you must ready yourself by collecting all relevant insurance information before leaving the scene.
Unless you have experience working in the insurance industry, interpreting and understanding how different policies work can be confusing. A seasoned car accident attorney can help you discover all the insurers you may go after in your case.
Although most cases involve the at-fault party’s insurance companies, you could also deal with your insurer if the other driver is not apprehended or is uninsured.
Calculating Damages
When filing a car accident case in Texas City, you must discover the damages for which you claim compensation. In any case, you cannot trust insurance companies to do the right thing or fairly compensate you.
Therefore, you must determine the losses you suffered and also establish the monetary value for each, including intangible losses. Since it could be your first time dealing with insurance companies, you are likely to miss out on key areas where you shouldn’t let your guard down, especially in matters of fair compensation.
Remember, you can only recover the damages you claim, so it’s important to accurately figure out the monetary value for each with the help of a skilled car accident lawyer.
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Collecting Evidence
Finally, you must support your car accident claim with evidence. This includes documentation showing your injuries and losses, witness statements supporting your version of what transpired in the crash, traffic footage, photos and videos of the scene, as well as testimonials from experts such as doctors and accident reconstructionists, among others.
Simply put, your car accident case is as good as the evidence you present to insurers or the jury, depending on whether you sue or settle.
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What Next?
After discovering the fault, calculating your damages, identifying the insurance companies to deal with, and collecting relevant evidence, you can now choose to either settle with insurance companies or proceed to file your car accident case in court.
Filing a claim with insurers is the most embraced option in car accident cases. An insurance adjuster will be assigned to you to help with the settlement process. If your case is not settled with insurance companies, or you don’t opt for an out-of-court settlement, the other option is to file a lawsuit. Although not all cases reach this phase, many do.
Perhaps the biggest advantage of going to court is that you are likely to recover more damages than you would when dealing with insurance companies. While punitive damages often make the difference in cases involving negligence, the judge or jury determining your case is likely to empathize with your losses.
Therefore, you stand a better chance of maximizing your compensation.
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Filing a car accident case in Texas City is not something you want to undertake on your own, especially if it’s your first time or you are severely injured.
Our auto wreck attorneys are happy to help you get started on your road to physical, emotional, and financial recovery. Call our offices today for a free consultation.
Call or text (832) 346-9585 or complete a Free Case Evaluation form
