If you have been involved in an automobile crash in Texas, you are probably contemplating filing a personal injury claim for compensation. While this is the best thing to do to protect your rights, the Humble car accident compensation process is not as easy as it seems. Although you can file an injury claim by yourself, the truth is that in most cases, an attorney’s expertise will result in you receiving more compensation than if you were to handle the case on your own. You can have an attorney handle your case from the beginning to the end at no upfront or hidden fees.
At Lone Star Injury Attorneys, we understand what a fair settlement means to your recovery. With enough financial resources, you can get quality treatment for your injuries on time. On top of that, you get to offset your bills before you run into huge debts. And since you have nothing to lose by hiring a seasoned vehicle collision lawyer, you should contact our offices as soon as possible.
How Will I Be Compensated for My Damages?
As your attorney will explain to you during case evaluation, there are two major ways of recovering compensation in a car wreck claim.
Negotiating With Insurance Companies
First, you may negotiate with insurance companies before proceeding to court. This is fast and less expensive to litigate compared to a court process. Negotiations begin the moment an insurance adjuster reaches out to you with an initial settlement.
Worthy to note, the offer is often not a true reflection of your rightful settlement. If you are not careful, you may sign off your rights to further compensation, no matter the damages you suffer. To prevent this, you should let an experienced lawyer handle communication with the insurance company.
Proceeding to Trial
The other option is to proceed to trial. This often happens when negotiations fail to yield a fair settlement. Your attorney will file legal paperwork, pay legal fees, process evidence to be tabled before the jury or judge, cross-examine witnesses, and prepare legal arguments among other things. Ideally, your legal team will handle the entire process, and you only show up in court when need be. One of the biggest advantages of a court process is that you may recover more damages than what the insurance company is willing to settle for.
The Defendant Wasn’t Insured. What Do I Do?
Under normal circumstances, most drivers on Texas roads are insured. However, some do not carry insurance. When they cause an accident, and someone is injured, the compensation process becomes more complicated for the victim.
A car accident attorney may ease the process for you by suing the party at fault individually. This way, they get to compensate you from their own pockets. Additionally, if you carry underinsured or uninsured coverage, you may be compensated by your insurance company. Either way, you should consult a seasoned lawyer concerning compensation in a car accident where the party at fault is not insured.
Types of Compensation Available in a Car Accident Claim
You can receive multiple forms of compensation in a Texas car accident case. Depending on your case, you may be awarded economic damages, non-economic damages, and potentially punitive damages.
Economic damages take into account losses to which a monetary value can be easily attached. They are proven through bills and receipts. They include:
- Past and future medical bills
- Lost wages
- Property repair costs
- Rehabilitation costs
- Lost premiums
- Loss of income-earning ability
On the other hand, non-economic damages cover losses in terms of:
- Pain and suffering
- Permanent disability
- Loss of consortium
- Loss of care
- Emotional trauma
Punitive damages are only available in a court process. But they also depend on your case and where you file your claim. If the car accident resulted in the loss of life, you may also seek compensation by filing a wrongful death lawsuit.
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Time is Not on Your Side, Act Now
When filing a personal injury claim in Texas, you must know that there are time limitations. The Texas statute of limitations allows you a maximum of two years to bring a case forward from the date of the accident. So to avoid being locked out of top-dollar compensation, you should let a professional handle your case.
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Reach out to Our Car Accident Lawyer Right Away
While you may file a claim on your own, research shows that you are much more likely to recover compensation when you retain an attorney than when you self-litigate. Our team of skilled and dedicated lawyers will work with you from the moment you set up a free case evaluation with us. Contact us to learn more about the Humble car accident compensation process.
Call or text (832) 346-9585 or complete a Free Case Evaluation form
