In situations where an individual has suffered significant injuries or permanent damages due to a car accident, it is strongly recommended to seek the services of an experienced car accident lawyer. However, for minor accidents such as fender benders, it may not be necessary to involve a car accident lawyer as the claims can usually be resolved through insurance companies and the drivers involved.
In the state of Texas, minor auto accident claims that fall under $10,000 for medical bills, lost wages, and pain and suffering can be resolved through municipal or small claims courts without the need for a lawyer. However, there are certain circumstances where it may be necessary to hire a car accident lawyer to ensure fair compensation and a proper hearing of your claims. These situations include:
When an Insurance Company Acts in Bad Faith
It is not uncommon for insurance companies to be reluctant to pay out claims or to downplay the severity of economic damages when they do agree to pay. In some cases, insurance companies may even deny coverage without providing a substantial reason for the denial. If you find yourself in this situation, it may be useful to enlist the services of an experienced bad faith lawyer to protect your interests and ensure that justice is served. Such a lawyer must possess a thorough understanding of the laws governing bad faith insurance claims.
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If the Accident Caused Serious or Fatal Injuries
The severity of an accident also forms the basis of whether the services of a car accident lawyer are strongly recommended or not. In cases where serious injuries occur, higher medical bills often accumulate up to ten of thousands of dollars, pushing the value of your case even higher. As such, the insurance company will want to avoid paying as much money as possible, and they may take advantage of the fact that you represent yourself by only offering a small amount of money to compensate you for your claim. Especially in the event of death, it’s advisable to seek the services of an attorney, as your case may require expert testimony and the thorough presentation of proper evidence to receive the fair value for your case. Notably, the lawyer will advise and help calculate the true value of your wrongful death case, as well as represent you assist you with any related legal matter you may need to take care of.
If There is a Dispute on Who is at Fault
Although you might have several pieces of evidence to act as evidence that you were not at fault, police and other witness reports might show contradicting information. The best alternative to prove your innocence and support your claims is by hiring a car accident lawyer to represent you. An attorney will be able to show the appropriate evidence to establish the Defendant’s liability, which may include photos of the scene, witness statements, expert testimony, and proper cross-examination of the Defendant. In the event that the other person’s fault led to your injuries, seeking the representation of a car accident lawyer is recommended, as he or she will advise you on the procedure of filling and successfully winning a personal injury claim.
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If an Accident Results in Serious or Fatal Injuries
The severity of an accident is a crucial factor in determining whether the services of a car accident lawyer are necessary. In cases involving serious injuries, medical bills can easily reach tens of thousands of dollars, significantly increasing the value of your case. Insurance companies may try to minimize their payouts and take advantage of unrepresented claimants by offering inadequate compensation. If the accident resulted in a fatality, it is highly recommended to seek the services of an attorney who can provide expert testimony and present compelling evidence to help you obtain fair compensation. A lawyer can also help you accurately calculate the true value of your wrongful death case and assist you with any related legal matters.
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When an Accident Involves Multiple Vehicles
When an accident involves more than two vehicles, the claiming process becomes significantly more complicated. Depending on the circumstances of the accident, it may involve pedestrians, property owners, or commercial and governmental entities. Each of these cases may have unique legal procedures, and it is essential to seek the assistance of an experienced attorney who can navigate the complexities of the situation. They will work to ensure that you receive the compensation you deserve while adhering to all legal requirements. It is important to note that you should consult a car accident lawyer before accepting a final settlement from your insurance company. Agreeing to a final settlement can prevent you from claiming further compensation related to the accident.
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