While navigating the streets and highways of Pearland during your daily activities, the likelihood of being involved in a car crash outweighs other types of accidents. Regardless of your attentiveness on the road, an irresponsible driver may collide with you or crash into your vehicle. In severe cases, this could result in the loss of life or permanent injuries requiring specialized care.
Fortunately, you can seek compensation for the damages incurred by filing a claim with your insurance company or that of the at-fault party. This process helps alleviate the logistical and financial burdens stemming from the accident. Whether you sustained injuries or not, it is essential to promptly contact your insurance company after an accident, irrespective of fault. However, obtaining compensation for your injuries from an insurance company is not always straightforward.
Dealing with Pearland insurance companies after a car accident necessitates the legal expertise of a skilled attorney. Before notifying them about the accident, there are several factors to consider. It’s important to remember that filing a claim does not guarantee automatic compensation. Understanding that the information you provide can make or break your case is crucial. Here are some key points to keep in mind before engaging with an insurer, making it advisable to consult with an experienced auto wreck attorney.
Insurance Companies are Not Obligated to Meet Your Demands
There are no laws that mandate insurance companies to meet your demands following a vehicle collision, even if the other driver is at fault. Therefore, it should not come as a surprise when your insurance company offers only a fraction of your medical bills or denies your claim altogether. This is why initial settlement offers tend to be lowball offers.
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Pearland Insurance Companies Employ Trained Negotiators
The first offer or call you receive from your insurance company after a car accident typically comes from their insurance adjuster. An adjuster is a direct employee of the insurance company and their role is to protect the company’s interests. Consequently, they will attempt to negotiate the easiest way out on behalf of the company, as they are trained to minimize payouts to injured claimants.
The Initial Settlement Offer is Often Unfair
Immediately after an auto wreck, you may require funds to cover medical expenses or repair property damage, such as your vehicle. Auto insurance companies are well aware of this fact. Therefore, they may quickly contact you with an initial settlement offer, taking advantage of your vulnerability. Regardless of how desperate you may be for financial assistance, it is advisable to never accept the initial offer made by insurance companies after a car accident before consulting with a personal injury attorney in Pearland.
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Insurers May Be Unwilling to Cover Your Medical Expenses
In an effort to avoid paying your medical claims, auto insurers will likely suggest that your injuries from the accident are not severe or pre-existing. Proving your injuries can be challenging if you did not seek immediate medical attention after the accident or failed to follow the treatment recommended by your doctors. To prevent such scenarios, keep thorough records of all medical documentation and diligently adhere to your doctor’s treatment plan. If you have concerns about your case, seek advice from a qualified car accident lawyer.
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Anything You Say Can and Will Be Used Against You
Pearland insurance companies will always aim to shape the narrative of the accident and your injuries in their favor. They may ask questions about the incident or request you to sign documents for claim resolution. Never agree to answer any questions or sign any papers without the guidance of an attorney.
If You Don’t Settle Immediately, Your Insurance Company May Employ Delay Tactics
After a car accident, you have a maximum of two years to file a claim with your insurer, and insurance companies are well aware of this timeframe. If they realize you are unwilling to accept their initial offer, they may neglect follow-up communication to exploit the statute of limitations. This underscores the importance of having an attorney to ensure compliance with all relevant
Talk to Our Attorneys About Pearland Insurance Companies After a Car Accident
The aftermath of a car crash is often challenging, and you should never have to face it alone. Our team of auto wreck lawyers at Lone Star Injury Attorneys is prepared to assist you in dealing with your Pearland insurance company following a car accident. Contact us today to arrange a free consultation and discover how we can support you. We are here to help.
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