If you or your loved one were involved in a car accident, you may be contemplating pursuing compensation for your injuries and losses. Texas laws allow victims of negligence in these incidents to collect settlements for damages suffered.
Unfortunately, dealing with Cypress insurance companies after a car accident is not always a smooth affair. You should expect a lot of challenges, especially if this is your first time pursuing a settlement. Many of them are known to derail the process, so you give up on rights and deserved compensation, but there is another way out. Retaining a reputable Cypress car accident attorney will save you the burden and stress of facing selfish insurance adjusters. Don’t hesitate to contact the team at Lone Star Injury Attorneys to speak with us about your case.
Tips on Handling Insurance Companies After a Car Wreck
Settling your car accident case with insurance companies can be faster than going to court. On top of that, the process does not involve a lot of legalities and expenses, as is the case with proceeding to trial. However, you need to be on the lookout, or they may deny your claim or even lower your deserved settlement.
Everything boils down to how you handle Cypress insurance companies after a car accident, so here are a few tips to keep in mind when dealing with insurance adjusters.
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Insurance Companies Are Businesses
Many car accident victims mistake insurance companies and adjusters for their friends. They hope that they will be there when the need arises. Unfortunately, that is not usually the case. They are businesses whose main plan is to make maximum profits. This means they will go to any lengths to lower payable claims. When negotiating with Cypress insurance companies after a car accident, it is essential to keep this in mind so you can also protect your rights.
What You Say Can and Will Be Used Against You
After a car accident, you are required to report to your insurance company as soon as possible, detailing the location of the crash and your injuries. Any additional information you give can and will be used against you. For example, you may be quick to admit fault or say something insinuating you were to blame. By doing so, the insurance adjuster may use this information to deny your claim alluding to your own confession of fault. Even if you firmly believe you contributed to your injuries, you should never speak to insurance companies about it.
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The Initial Settlement Offer is Not Fair
As mentioned earlier, insurance companies are business entities and may lower your deserved settlement by hook or crook. One way they do so is by offering an initial settlement offer. To many car accident victims, this is excellent news, but it can also be your tipping point. If you accept the initial offer immediately, you may not be aware of other losses that are likely to occur in the future. This means the proposal does not represent your losses, and as such, you are the loser.
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Documents are Crucial
Before speaking with Cypress insurance companies after a car accident, you should prepare a solid case and provide all necessary documents. For example, you should have copies of police reports, medical reports, as well as expert and eyewitness testimonials. All these are vital in strengthening your case, and with enough proof and documentation, you have a better chance of collecting maximum damages from insurance companies.
Hiring an Attorney is Vital
As you may know, the settlement process is tedious, confusing, and complicated. Facing insurance companies can be overwhelming, especially when desperate for compensation. They have expert attorneys by their side, so you may be at a disadvantage if you decide to handle the negotiations independently. Retaining a knowledgeable and aggressive attorney is the best way to protect your rights and interests.
Contact Our Firm for Help with Insurance Companies After a Cypress Car Accident
Handling Cypress insurance companies after a car accident is undoubtedly an uphill task. Our attorneys are here to offer you the push you need to get value for your claim and losses. You can schedule a free case evaluation right now by calling or filling out our online contact form. We are happy to help you.
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